With private car ownership on the rise across the UAE and around the world, there's never been more demand for fast, affordable, and convenient motor insurance. Paper-and-pencil insurance processes—calls to broker houses, forms filled out, and hours of waiting around—are being replaced by digital-first platforms that let you buy motor insurance online in just a few minutes.
But with dozens of platforms and suppliers vying for your attention, how do you know which offer the most value?
Here in this guide, we examine the best sites for affordable motor insurance online, comparing price benefits, features, and why each site stands out in 2025.
Why Buy Motor Insurance Online?
Let's first consider briefly why increasingly drivers are buying motor insurance online:
Speed: Compare prices and purchase a policy in under 5 minutes
Transparency: Compare prices and features side-by-side
Convenience: No paperwork, no visits, 24/7 accessibility
Instant issuance of policy: Handy for last-minute car registration or renewal
Safe payment and digital records: All stored and ready at any moment
Whether you're buying a new car or renewing the existing policy, online motor insurance buying is the most convenient way to get insured.
1. Shory – UAE's Fastest & Most Trusted Online Motor Insurance Portal
Shory.com is the UAE's most advanced insurtech platform, offering an entirely digital experience for online comparisons, personalizations, and buying motor insurance.
Key Features:
Instant quotes from multiple licensed UAE insurers
Compare third-party and comprehensive cover side by side
Get covered in 90 seconds
Instant delivery of policy documents via email
Supports car registration through RTA integration
Both private and commercial vehicle cover
Secure online payment with complete transparency
Shory comes with some of the insurance industry's top names, including Orient Insurance, ADNIC, Salama, and Fidelity United. Whether insuring a sedan, SUV, or luxury car, Shory helps you find the best price and coverage without paperwork or delay.
Why It's Best for UAE Residents:
No broker fees or secret charges
The cover starts as soon as you pay
Arabic and English are available
24/7 customer support via live chat, WhatsApp, or email
If you are looking for the cheapest, safest, and most paperless way to buy motor insurance online in the UAE, Shory has to be your beginning.
2. Orient Insurance – Reliable Direct Motor Coverage
As one of the largest and longest-established insurance firms in the UAE, Orient Insurance offers affordable motor insurance policies through its website and digital partners like Shory.
What's Covered:
Third-party and comprehensive motor insurance
Agency repairs (for new cars)
Roadside assistance
Personal accident cover
Fire and natural catastrophe protection
Orient is well known for its excellent claims handling and direct RTA policy tie-up, so that you can get your car registered once you purchase the cover.
Although Orient's own website isn't as efficient as Shory's, it is a decent option for someone who wants to do business directly with a trusted insurer.
3. ADNIC – Quick Motor Insurance at Reasonable Costs
Abu Dhabi National Insurance Company (ADNIC) has marched ahead to the digital age, offering quick and customized motor insurance online from its own website and aggregator platforms.
Key Benefits:
Customizable coverage according to vehicle age and value
Add-ons for off-road, Oman extension, and personal injury
Optimized quote and buy facility for mobiles
Instant e-delivery of policy
Competitive pricing for nationals and expats alike
ADNIC offers tiered coverage levels for added affordability, so you can choose only what you need. It's a perfect option for those looking for a mid-level mix of premium service and affordability.
4. Salama Takaful – Islamic-Compliant Online Motor Insurance
For UAE residents looking for a Sharia-compliant option, Salama Islamic Arab Insurance Company presents online motor Takaful policies at competitive prices.
Why Choose Salama:
Islamic principles compliant
Simple online policy purchase through online websites
Covers car theft, fire, third party, and comprehensive cover
Personal accident and passenger liability add-ons optional
Clear surplus sharing and claims procedure
Salama's online portal is user-friendly, and policies can similarly be purchased directly from websites like Shory. It's a great choice for drivers looking for halal motor cover with end-to-end digital convenience.
5. Fidelity United – Cheap Online Motor Insurance
Fidelity United Insurance offers affordable motor insurance policies to drivers seeking cheap options with immediate issuance. Their online process is facilitated through partners like Shory and their own website.
Highlights:
Third-party and comprehensive cover
Road assistance included
Online quotes and policy purchase
Best for cost-conscious drivers in the UAE
Uncomplicated policy conditions and transparent pricing
Fidelity United is ideal for motorists who want bare protection with minimal costs and speedy policy turnaround—all from a regulated, assured source.
How to Choose the Best Motor Insurance Site Online
With so many options, here's how you can ensure you're getting the best motor insurance online:
1. Compare Multiple Providers
Compare immediately quotes from top insurers using a site like Shory. Don't accept a quote from just one company—you'll be astonished at the huge differences in premiums and levels of cover.
2. Know the Cover You Need
Do you just need third-party cover to comply with UAE law? Or would it be more expensive in the long run to take comprehensive insurance (covering your own vehicle)?
3. Search for Add-Ons
Good add-ons are:
Roadside assistance
Personal accident cover
GCC-wide cover (especially for cross-border travel)
Off-road coverage (ideal for SUVS or desert trips)
Choose a platform where you can personally customize your policy.
4. Read the Policy Before Paying
Leading-edge digital platforms send policy documents right before and after payment. Read the print, deductibles, and exclusions so you don't get surprised later.
5. RTA Integration
If you’re registering or renewing a car, make sure the insurer is integrated with the RTA system so your policy is accepted immediately.
Final Thoughts
So, what are the best platforms for buying affordable motor insurance online?
If you’re in the UAE, Shory offers the most complete package—real-time comparison, instant issuance, and policies from top-rated insurers—all through a seamless, paperless process. Backed by brands like Orient, ADNIC, Salama, and Fidelity United, it’s your one-stop shop for securing cost-effective and legally compliant vehicle insurance in minutes.
Other players and providers—like Orient's direct portal, ADNIC's mobile-first process, or Salama's Sharia-compliant Takaful—offer the same fast digital experiences, depending on your choice and coverage needs.
As 2025 continues to highlight digital convenience, there is no need to settle for outdated processes. Choose a safe platform, get covered instantly, and drive easy.
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